MetLife Legal

You may purchase a pre-paid legal program underwritten by MetLife Legal Plans on the ESS Enrollment website. This is a legal services plan that provides legal representation for you, your spouse, and dependents for a wide range of personal legal matters. The cost for this plan is $9.75 per pay collected after-tax over 24 pays per year (2x per month). If you enroll in the pre-paid legal services plan, you must remain in the plan for the entire plan year. Therefore, enrollment in this program is only open during annual enrollment.

How to Use Plan

FAQs

Portability Procedures

Unum Voluntary Plans

You can enroll in the Unum Voluntary plans regardless of the core DRBA benefit plans you elect through the Employee Self Services (ESS) enrollment website. Rates for these plans do not change after your initial enrollment. If you leave DRBA, you can take these plans with you at the in-force premium rates.

Please contact the DRBA Unum Voluntary Plan representative, Robert Roth, directly to obtain a quote. Bob can be reached at 302-312-5662 or at Bob.Roth@colonialdemd.com, to review these benefits personally. You can also set an appointment with Bob Roth using this link.

If you enroll in Unum’s Voluntary plans as a new hire, you will not be required to provide a health history for coverage up to the minimum guaranteed plan maximums. If you do not enroll as a new hire, you will have to wait until the next open enrollment to add the plans and you may be required to answer health questions. You may discontinue participation in these plans at any time by contacting Unum  directly.

Unum Voluntary Plans

Farmers Auto and Home Insurance

Farmers GroupSelectSM provides insurance coverage tailored to your needs. As an employee, you have access to special savings on auto insurance. Others have saved an average of $562* by making the switch. For a quote, call: 800-438-6381 For details, please see the Farmers Auto-Home flyer below.

Farmers Auto-Home

Pet Insurance offered by MetLife

You may purchase pet insurance through MetLife services. MetLife will bill you directly for pet insurance as they cannot accept payroll deductions at this time. The insurance is underwritten by Independence American Insurance Company. Just like health insurance for you and your family, pet insurance is coverage for dogs and cats that can help you be prepared for unexpected vet costs. Contact MetLife for an obligation-free quote at 800-438-6388.

Flyer: Pet Insurance

Video: Pet Insurance

Inside RX Pets – A “PAW-FECT” Perk: Prescription Savings for Your Pets!

If you are a pet parent, you know nothing can replace the love of our furry family members. However, just like humans, health care costs for pets can be expensive. Especially if you are dealing with expenses for prescriptions treating chronic conditions such as diabetes, anxiety, arthritis, or heart disease, it can be a real burden to your budget. But help is on the way – we have partnered with Inside Rx SM Pets, a prescription savings program to provide pet parents discounts on brand and generic human medications prescribed for pets at 60,000 participating retail pharmacies.
It’s easy to get started:
  1. Click the “Get Started” button to download your Inside Rx Pets card.
  2. Once you have your card, use the online calculator to see how much you can save on your pet’s prescription medications or take your card to a participating pharmacy along with your pet’s prescription from the veterinarian.
  3. Enjoy the savings* at a participating pharmacy when paying for your pet’s medication. That’s it!
We are providing this perk to you as valuable support, with no cost or obligation for you. Happy Savings!
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